Exploring Growth Trajectories, Performance Dynamics and Future Opportunities for Indian Fintech Start-ups: With Special Reference to One MobiKwik Systems Limited

Abstract

Fintech is not a threat, it’s opportunity.” Said Jamie Dimin, CEO of JPMorgan Chase. Any business that leverages technology to enhance, automate, or modify financial services to businesses or consumers is known as a fintech company. Fintech has been around for a while. Early credit cards in the 1950s were the first fintech products available to the public. Fintech then evolved to include bank mainframes and online stock trading. The revolution has led to the development of mobile payment apps, blockchain networks, and social media-based payment options that we use today. This study examines the growth trajectories, performance dynamics, and future opportunities for Indian fintech startups using secondary data from academic journals, industry reports, and government publications. It explores funding trends, revenue figures, market positioning, and regulatory developments in the sector. The research methodology uses both quantitative and qualitative data analysis techniques to ensure validity and reliability. The study provides strategic insights to guide the growth and development of Indian fintech startups in the dynamic financial technology industry.